Rent vs. buy calculator

See when buying beats renting — a fair comparison that even credits the renter for investing the down payment.

Current monthly rent ($) Home price ($) Down payment (%) Interest rate (%) Years you'll stay Home appreciation (%/yr) Rent increase (%/yr) Investment return (%/yr)

Estimates based on your inputs. Assumes 1.8% property tax, $110/mo insurance, 1% annual maintenance, and 6% selling cost. These are editable estimates — small changes move the result, so adjust to your market. Not financial advice.

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